You can just wake up and decide to join Medicare Supplement Plans 2019, there are some rules that restricts some people to join any plan. At some point, the Medicare plan enrollment might occur automatically if only;
- You are getting the retirement benefits
This happens when you turn 65 and that is the time you will be able to enroll automatically without any struggles. It will be possible for you to join the Medicare part A which is hospital insurance and Medicare part B which is medical insurance. Rules differ according to your state and it is true that if you live in D.C or some other states in the list you will have to manually enroll for medical insurance (part B) but automatically get enrolled for hospital insurance.
- You are getting disability benefits
If you are not yet 65 and you are receiving any disability benefits from any social security, you definitely be enrolled automatically to the original Medicare that is part A and part B. This is only done after receiving the disability benefits for 24 months. In situations where you have ESRD (End-stage Renal Disease) and require regular kidney dialysis or kidney transplant you can actually apply for Medicare advantage plans manually.
On the other hand, if you have a certain condition known as amyotrophic lateral sclerosis it is clear that you definitely be automatically enrolled in an original Medicare in the month that you start to receive the disability benefits.
- You do not want Medicare Part B
In this matter you are already enrolled to Medicare part B but you are not willing to continue with it, you have some options that will enable you be in a position where you can drop the coverage. The moment you get the card and feel that you don’t want the plan anymore you will just return your card and follow the required instructions. If you stay with the card, you will keep the Medicare plan and premiums must be paid. For more information on that, visit your nearby offices or make contact with them.
Remember that there are different rules depending on the Medicare advantage plan. The plans are offered through the private insurance companies and you can simply purchase from eHealth insurance who acts as brokers. This is done online as the name suggests. If you may need some clarities contact the plan administrator.